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Virtual Cards

Virtual cards for every campaign, whitelisted before the first swipe.

Issue as many cards as you need, in seconds, one for each campaign or client. Each card is pre-authorized with the major ad platforms and carries its own limit, so a maxed budget pauses one campaign instead of your whole account.

Whitelisted on
  • Google Ads
  • Meta
  • TikTok
  • BBing Ads
+ Snap, Pinterest, LinkedIn, and more
One Card Per Campaign

Pick a platform, set a limit, issue the card.

Every campaign, client, and channel gets a card of its own, with a limit that matches the budget and its own card number. When the campaign wraps, lock the card. The next one gets a fresh card, and your statement reads like your media plan.

How agencies keep one card per client

Platform

Monthly limit

Pre-authorized on

Card issued. Ready to spend on .

Active cards 3 cards

•••• · $0 of

Active

Google Ads · Q4 Search

•••• 4092 · $145,200 of $200,000

Active

Meta · Retargeting US

•••• 1184 · $82,450 of $100,000

Active

TikTok · UGC Creators

•••• 8821 · $48,300 of $50,000

Locked
Built In

Every card ships with its own controls.

Set the rules once and the card enforces them on every transaction.

Limits that move with the campaign

A monthly budget, a daily max, and a per-transaction cap on every card. Raise a limit while the campaign is running, or let the card pause itself when the budget is hit.

  • Change limits in real time
  • Auto-pause when the budget is hit

Meta · Spring Launch

Card ending in 4920

Active Paused
Monthly Budget
$50,000
$41,300 spent 83% used Paused at 100%
Daily Max

$10,000

Per-txn Limit

$5,000

Whitelisted on every major platform

Cards are pre-authorized with Google, Meta, TikTok, Bing, and more. Verified spend clears instead of tripping a fraud filter halfway through a campaign.

What pre-authorized means

Locked to ad platforms

Restrict a card to advertising merchants and anything else is declined before it posts.

Approve from Slack

Limit requests land in Slack or email. One tap approves or declines, large increases route through a multi-tier chain, and every change is in the audit trail.

  • Approve or decline with one tap
  • Multi-tier chains for large increases
  • Full audit trail for every change

Straight into your books

Every transaction and receipt pushes to QuickBooks Online, Xero, NetSuite, or Sage Intacct as it happens. For anything custom there is a REST API with webhooks.

  • QuickBooks Online, Xero, NetSuite, Sage Intacct
  • REST API and webhooks for anything custom

Shorter terms, better cashback

Settle anywhere from 0 to 60 days. Shorter terms earn a higher cashback rate, and your account manager builds the structure with you.

How It Works

Three steps to your first card.

01

Apply in minutes

Tell us about your spend. There is no soft or hard credit pull and no commitment.

02

Get your line and terms

We underwrite on ad performance, not a bank formula. Your account manager sets the limit and the terms around how you buy media.

03

Issue cards

Create a card for each campaign or channel. They are whitelisted with the platforms from day one.

Virtual cards, answered.

Still have a question? We answer them all before you commit to anything.

Talk to us

As many as you need. There is no cap, so a dedicated card for every campaign, client, or media buyer is the normal setup.

ClickSpend cards are pre-authorized with every major ad platform, so verified spend goes through without false fraud declines. High-velocity spend is what they are built for.

Yes. Every card carries its own monthly budget, daily max, and per-transaction cap. Change them in real time, lock a card to advertising merchants only, and let it pause itself when the budget is hit.

Lock the card. Nothing can be charged to it while it is locked, and the next campaign gets a fresh card with its own limit, so the old spend stays separate in your books.

No. We do not run soft or hard credit pulls. Lines are underwritten on your cash flow and ad platform performance, which is how we offer higher limits than a traditional bank.

Yes. Transactions, receipts, and reconciliation push to QuickBooks Online, Xero, NetSuite, and Sage Intacct in real time, and a REST API with webhooks covers anything custom.

The card your bank was never going to build.

Agencies and in-house teams who take ad spend seriously choose ClickSpend. Higher limits, better terms, and a platform built around the way you buy media.

No credit pulls. No commitment. Get started in minutes.